I'm sure I've said this already but I'm starting to get tired of all of the 2012 idiots. They decided to buy into a loosely strung together belief held together by the fact that the one of many Mayan Calenders ends at a certain point. I've decided to start offering them loans with a 1000% interest rate repayable on December 22, 2012.In their deluded minds, they have nothing to lose. If the world ends, then I'm not going to be complaining about not getting repayed. If it doesn't, goodbye student loan payments. I win either way.